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Terms of Service

Last updated: December 15, 2024

1. Acceptance of Terms

By accessing and using Captibiz's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Captibiz provides professional business consulting services including:

  • Business plan writing and development
  • Financial modeling and projections
  • Investor visa documentation support
  • Loan application assistance
  • Pitch deck creation
  • Due diligence support

3. User Obligations

As a user of our services, you agree to:

  • Provide accurate and complete information
  • Maintain the confidentiality of your account credentials
  • Use our services only for lawful purposes
  • Not interfere with or disrupt our services
  • Comply with all applicable laws and regulations
  • Respect intellectual property rights

4. Payment Terms

  • Pricing: All prices are listed in USD and subject to change with notice
  • Payment: Payment is due upon project initiation unless otherwise agreed
  • Refunds: Refunds are available within 7 days of project start if no work has commenced
  • Late Payments: Late payments may result in project suspension and additional fees
  • Taxes: You are responsible for any applicable taxes

5. Intellectual Property Rights

  • Client Content: You retain ownership of all information and materials provided to us
  • Deliverables: Upon full payment, you own the final deliverables created for your project
  • Our IP: We retain rights to our methodologies, templates, and proprietary processes
  • Third-Party Content: We respect third-party intellectual property rights

6. Confidentiality

We understand the sensitive nature of business information and commit to:

  • Maintaining strict confidentiality of all client information
  • Using information solely for providing contracted services
  • Implementing appropriate security measures
  • Requiring confidentiality agreements from all team members
  • Not disclosing information without written consent

7. Service Delivery and Revisions

  • Timelines: We strive to meet agreed delivery dates but cannot guarantee specific timelines
  • Revisions: Revision limits are specified in each service package
  • Scope Changes: Additional work outside the original scope may incur extra charges
  • Client Cooperation: Timely client feedback and information provision are essential

8. Limitation of Liability

To the maximum extent permitted by law:

  • Our liability is limited to the amount paid for services
  • We are not liable for indirect, incidental, or consequential damages
  • We do not guarantee specific outcomes or results
  • You acknowledge that business success depends on many factors beyond our control

9. Disclaimers

  • No Legal Advice: Our services do not constitute legal, tax, or investment advice
  • No Guarantees: We cannot guarantee loan approvals, visa approvals, or investment success
  • Third-Party Services: We are not responsible for third-party service failures
  • Market Conditions: Business projections are estimates based on available information

10. Termination

Either party may terminate services:

  • With written notice if the other party breaches these terms
  • Immediately for cause, including non-payment or misconduct
  • Upon mutual agreement
  • Termination does not affect payment obligations for completed work

11. Governing Law and Disputes

  • These terms are governed by the laws of New York State
  • Disputes will be resolved through binding arbitration
  • Arbitration will be conducted in New York, NY
  • The prevailing party may recover reasonable attorney fees

12. Force Majeure

We are not liable for delays or failures due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.

13. Modifications

We reserve the right to modify these terms at any time. Changes will be effective upon posting on our website. Continued use of our services constitutes acceptance of modified terms.

14. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Contact Information

For questions about these Terms of Service, please contact us: